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Home Shield

Helping you take every measure to protect your home.
Home Shield Insurance starting from OMR 1 per month

With Home Shield insurance by AIG in partnership with bank muscat insurance, you can choose to cover your home dwelling, home contents or both, with monthly premiums starting from just OMR 1.

  • Highlights
  • Features & Benefits

Highlights

Get coverage for


  • Accidental damage to your dwelling, home contents, and personal belongings
  • Storm, flood, fire, and other natural perils
  • Damage due to leakage of water or fuel from water tanks, pipes,and fixed apparatus
  • Theft, or attempted theft, from the Home
  • Loss of rent/alternative accommodation
  • Riots, strikes, civil commotion





Features & Benefits

Bronze

(Premium in OMR)

Silver

(Premium in OMR)

Gold

(Premium in OMR)

Platinum

(Premium in OMR)

Monthly

Annual

Monthly

Annual

Monthly

Annual

Monthly

Annual

Home Contents Premium

1

16

2

22

4

48

9

105

Dwelling Premium

1

18

2

23

4

45

7

88

Dwelling and Home Contents Premium

3

34

4

45

8

94

16

193

Home Dwelling Covers and Benefit Limits

Dwelling

30,000

38,500

77,000

150,000

Sublimits for:

Loss of Rent/Alternative Accommodation

1,000

1,400

2,7000

6,000

Damage to Services

3,000

3,850

7,700

15,000

Breakage of Fixed Glass and Sanitary Fixtures

3,000

3,850

7,700

15,000

Owner's Public Liability

100,000

100,000

100,000

100,000

Home Contents Covers and Benefit Limits

Contents in your Home

5,000

7,000

13,5000

30,000

Sublimits for:

Loss of Rent/Alternative Accommodation*

1,000

1,400

2,700

6,000

Replacement of Locks and Keys

100

100

100

100

Food in Freezers & Refrigerators

30

30

30

30

Contents Temporarily Removed

700

1,400

2,700

6,000

Tenant's Liability

25,000

25,000

25,000

25,000

Occupiers Personal Liability*

100,000

100,000

100,000

100,000

Personal Belongings incl. jewellery, portable electronics, cellphones, tablets, and other valuables carried with you anywhere in Oman and up to 90 days while travelling worldwide.

250

300

1,000

2,000

Claims Deductibles Applied on Loss Events

Home Contents Deductible per loss event

35

35

35

35

Home Dwelling Deductible per loss event

100

100

100

100

*Note: These benefits are already covered as part of Dwelling when Dwelling + Contents are taken together.


Disclaimer: AIG is the marketing name for the worldwide property-casualty, life and retirement, and general insurance operations of American International Group, Inc. This document carries summary information only and they are subject to your obtaining independent professional advice. For details on terms and conditions, exclusions and exceptions, please refer to the detailed policy wording. Products and services are written or provided by subsidiaries or affiliates of American International Group, Inc. These products and services in Oman are underwritten by AIG MEA Limited (Oman Branch). Certain names, words, titles, phrases, logos, icons, graphics or designs may constitute trade names, registered or unregistered trademarks of AIG, used under license by AIG.


bank muscat

Building No 120/4, Block No. 311
Airport Heights - Seeb,

Street No. 62 P.O. Box No.134
Postal Code 112, Ruwi Sultanate of Oman

Contact details

E-mail address:
Insurance@bankmuscat.com

Available 24/7 at

(+968) 24 795 555



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