Contact us

(+968) 24 555 557

Send us an email!

Contact details:

Message:

Your message has been sent successfully. Close this notice.

Savings Insurance Quote

Amount: OMR

Contact details:

Your insurance quote has been sent successfully. Close this notice.

Critical Illness Quote

Amount: OMR

Contact details:

Your insurance quote has been sent successfully. Close this notice.

Family Protection Quote

Amount: OMR

Contact details:

Your insurance quote has been sent successfully. Close this notice.

Health Insurance Quote

Contact details:

Protection level:

Your insurance quote has been sent successfully. Close this notice.

Motor Insurance Quote

Contact details:

Your car

Thank you for your interest in Motor Insurance. Our insurance advisor will contact you shortly to share your insurance premium quote.

Your insurance quote has been sent successfully. Close this notice.

Life Insurance Quote

Level of protection: OMR

Contact details:

Have you used tobacco or nicotine products in the last 12 months?

Yes, I have No, I haven't
Your insurance quote has been sent successfully. Close this notice.

Home Insurance Quote

Amount: OMR

Your house:

Contact details:

Your insurance quote has been sent successfully. Close this notice.

Health Perfect

Is OMR 103* a year too much to ensure you get the very best care available?

-

  • Highlights
  • Features & Benefits

Highlights

Designed to protect you against the unexpected

The Health Perfect series of medical insurance plans is specifically created to meet the needs of people living and working in Oman.



  • All plans provide you with cover for any pre-existing and chronic conditions from day one subject to declaration prior policy inception.
  • Hospital charges incurred during an inpatient hospital stay are covered.
  • All our plans offer full out-patient benefits including direct billing - based on the network shown for your plan.
  • 24 hour International Emergency Medical Assistance is available on regional plans.
  • Routine dental cover available on selected Health Perfect plans.
  • Personal Accident covers providing a lump sum in the case of accidental death.
  • Telephone support 'Wellbeing' service providing confidential telephone counseling and support service with around the clock access to English and Arabic and other language speaking counselors available on selected Health Perfect plans.
  • In case of a claim, our team of multinational professionals based in the Gulf will take care of your needs within the region.




Features & Benefits

Benefits

REGIONAL

LOCAL

Health Perfect 4

Health Perfect 6

Health Perfect 7

Area of cover

A.G.C.C: Arabian Gulf Co-operation Council member countries being Saudi Arabia, Kuwait, Bahrain, Qatar, UAE, Oman and Jordan, plus Iran, Lebanon, Syria, Egypt, Tunisia, Morocco, Algeria, India, Pakistan, Sri Lanka, Bangladesh, Korea, the Philippines, Indonesia, Nepal & Bhutan

One of the Arabian Gulf Co-operation Council member countries being Bahrain, Qatar, UAE and Oman plus any one of India, India, Pakistan, Sri Lanka, Bangladesh, the Philippines, Nepal & Bhutan being your home country


Yearly Maximum

OMR 250,000

OMR 50,000

OMR 25,000

Outside area of cover up to

Worldwide,
Up to OMR 25,000

Worldwide,
Up to OMR 5,000

No benefit

Daily accommodation charges

Included






Parent accommodation up to

OMR 100 per night

OMR 50 per night


Cash benefit

OMR 100 per night

OMR 50 per night


In-patient Direct Billing

Included




GP and Specialist consultation charges

Included




Courses of physiotherapy up to

Included




Complementary therapy up to Includes courses of chiropractic treatment and osteopathy Alternative treatment

OMR 300 in aggregate

No benefit



Per visit deductible (excess) applicable to all out-patient claimsThis applies before any co-insurance.

OMR 5

OMR 5

OMR 2.5

Out-patient direct billing (only available within the A.G.C.C.)

Included



Applicable outpatient direct billing network

STAR

Diamond

Crystal

Health screen up to

OMR 50

No benefit



Pre-existing conditions (including preexisting chronic conditions) up to

OMR 250

OMR 250

OMR 150

Non pre-existing chronic conditions, arising and diagnosed after policy inception, up to

OMR 2,500

OMR 1,000

OMR 500

Oral and maxillofacial surgery

Included



Nursing at home

Included



Ambulance transport

Included



Psychiatric treatment up to

OMR 500 (A coinsurance of 30% applies to this benefit.)

OMR 500 (A coinsurance of 30% applies to this benefit.)

OMR 500 (A coinsurance of 30% applies to this benefit.)

Accidental damage to teeth

Included



Pre and post-natal complications

Included – 12 month waiting period



Normal Pregnancy, Childbirth (Delivery) and medically necessary Caesarean section up to

OMR 2,500
12 Month waiting period

OMR 1,500
12 Month waiting period

No benefit

Vaccinations for children up to

OMR 100
Age: 6 years

No benefit


Routine Dental Care up to

OMR 300
9 month waiting period A coinsurance of 20% applies to this benefit.

No benefit


Ancillary equipment

OMR 50

No benefit


Wellbeing

Included

No benefit


Personal Accident

OMR 7,500

OMR 4,000

OMR 2,500


Disclaimer:


bank muscat

Building No 120/4, Block No. 311
Airport Heights - Seeb,

Street No. 62 P.O. Box No.134
Postal Code 112, Ruwi Sultanate of Oman

Contact details

E-mail address:
Insurance@bankmuscat.com

Available 24/7 at

(+968) 24 795 555



Our Partners

Our partners
Need Help ?

Please call 24/7 at (+968) 24 795 555 for support / help.